WhiteBIT Card
Description
WhiteBIT Card comes from one of the leading European exchanges, offering favorable terms for everyday use. Users benefit from no foreign exchange or ATM fees, instant mobile wallet support, and up to 10% crypto cashback. While the reward program has limits and the daily spend cap is modest, the card shines with its ultra-low crypto conversion spread, appealing to users who prioritize savings.
Main characteristics
| Name | Value |
|---|---|
| Support for Stablecoins | Not Specified – the text does not explicitly state support for stablecoins. |
| Beneficiary | Cardholder’s Name – the card is issued in the name of the user. |
| Card Issuer | WhiteBIT – the card is issued by the WhiteBIT platform. |
| Denominated In | Euro (EUR) – the card is denominated exclusively in Euro. |
| Supported Cryptocurrencies | 271 cryptocurrencies – the card supports a broad range of 271 digital assets (as indicated by “Show All (271)”). |
| Supported Countries | 31 Countries – for example, Austria, Belgium, Bosnia-Herzegovina, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Macedonia, Moldova, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Sweden, United Kingdom. |
| Foreign Exchange Fee | 0% – no fee is charged for currency exchange. |
| Crypto to Fiat Conversion | Manual when Preloading – crypto must be converted to EUR before funds are loaded onto the card, conversion does not occur automatically at the time of purchase. |
| Monthly Fee | 2.30 EUR – a monthly fee of 2.30 EUR applies. |
| Monthly Inactivity Fee | 0.00 EUR – no fee is charged for inactivity. |
| Interest Rate | N/A – as a prepaid card, no interest rate is applicable. |
| Highest Cashback | None – the card does not offer any cashback rewards. |
| Entry-Level Cashback | None – no cashback is provided at any level. |
| Entry-Level Cashback Monthly Cap | N/A – since no cashback is offered, there is no monthly cap. |
| Daily Spending Limit | 2,750 EUR – the maximum amount that can be spent per day is capped at 2,750 EUR. |
| Daily ATM Withdrawal Limit | N/A (Virtual?Only Card) – ATM withdrawals are not available as the card is virtual?only. |
| ATM Withdrawal Fee - Fixed Local | N/A – not applicable for a virtual?only card. |
| ATM Withdrawal Fee - Percent Local | N/A – not applicable. |
| ATM Withdrawal Limit Monthly - Basic | N/A – since ATM withdrawals aren’t supported, no monthly limit applies. |
| No Fee ATM Withdrawal Monthly - Basic | N/A – not applicable for a virtual?only card. |
| Card Form Mechanism | Virtual?Only – the WhiteBIT Card is issued solely in digital form and is delivered instantly after KYC verification. |
| Attached to a Bank Account | No – the card is not linked to a traditional bank account. |
| Bank Account Offered | No – WhiteBIT does not offer an associated bank account with this card. |
| Bank Account Country | N/A – since no bank account is provided, this does not apply. |
| Bank Account Type | N/A – not applicable. |
| Can Receive From Third Party | No – without an associated bank account, the card cannot receive third?party fiat deposits. |
| Availability | Available for residents of Poland – the card is offered in Europe and is available to Polish residents (among others). |
| Region | Europe – the card is tailored for the European market. |
| Crypto Asset Management | Custodial (stores crypto keys on your behalf) – WhiteBIT manages your crypto assets on your behalf. |
| Cost to Order Physical Card | N/A – the card is virtual?only, so no physical card is available. |
| Cost to Order Virtual Card | Free – there is no additional fee to obtain the virtual card. |
| Full Spread | ~0.28% – the total crypto-to-EUR conversion cost, including all fees and spread, is around 0.28%. |
| Load Fee | 0% – no fee is charged when loading (topping up) the card. |
| Sell Spread | ~0.18% – a sell spread of approximately 0.18% is applied during conversion. |
| Transaction Fee | 0% – there are no extra transaction fees. |
| BIN Number | Not Provided – the BIN is not disclosed in the provided information. |
| Issuing Country | Not Specified – the issuing country details are not provided. |
| Validity Period | Not Specified – no validity period information is provided. |
| Card Network (Visa or MC) | Visa and MasterCard – the card is issued on both networks, ensuring global acceptance and secure transactions. |
| Card Type (Debit or Credit) | Передплачена картка – картка WhiteBIT функціонує як передплачена картка, має власний баланс. |
| Apple Pay/Google Pay Availability | Apple Pay Enabled – the card supports Apple Pay, no mention is made of Google Pay. |
| Recharge Methods (SEPA, SWIFT, P2P) | Preload Required – you must top up the card by converting crypto to EUR and transferring the funds into the card account, traditional fiat methods (SEPA, SWIFT, P2P) are not specified. |
| KYC Requirements (Levels) | Mandatory KYC Identity Verification is required to activate the card, specific verification levels are not detailed. |
| Instant Conversion | No – conversion does not occur instantly, you must manually preload the card with converted EUR funds. |
| Fiat Supported (EUR/USD/GBP etc.) | Euro (EUR) – the card is denominated in and transacts solely in Euro. |
| Crypto Cashback | None – the card does not offer any crypto cashback rewards. |
| Crypto Deposit Fee | Not specified – no additional fee information for crypto deposits is provided. |
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