Name: Nexo Card
Brand: Trustee
Availability: InStock
Rating: 8.1 (5623 reviews)

World rating

5.7

Rating in Europe

3.7

Brand reliability rating

5.0

Rating by fees and limits

8.1

Customer service rating

7.6

Pros:

Cons:

Description

Trustee Card is part of a comprehensive financial ecosystem that blends crypto payments with personal IBANs and SEPA transfers. It offers high ATM limits and charges zero fees on currency conversion and foreign transactions. However, it supports only three cryptocurrencies, making it a straightforward solution for users who prefer simplicity over variety. A physical card is available for a fee, and the platform itself is still growing its user base.

Main characteristics

Name	Value
Visa or MC	MasterCard, Visa
Support for Stablecoins	Yes – the card supports stablecoins through its inclusion of USDT among its supported cryptocurrencies.
Beneficiary	Issued in the cardholder’s name – the Trustee Card is personalized and tied directly to your identity.
Card Issuer	Quicko Sp Z Oo – as indicated on the back of the card.
Denominated In	Euro (EUR) – the card is denominated exclusively in Euro.
Supported Cryptocurrencies	BTC, ETH, USDT – the Trustee Card supports these three cryptocurrencies.
Supported Countries	31 Countries – available in countries such as Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, and others (see “Show All (31)”).
Foreign Exchange Fee	0% – no fee is charged for currency exchange.
Crypto to Fiat Conversion	Auto on Every Purchase – the card automatically converts crypto to EUR at the time of purchase.
Monthly Fee	0.00 EUR – there is no monthly fee for using the card.
Monthly Inactivity Fee	0.00 EUR – no fee is charged for inactivity.
Interest Rate	N/A – as a debit card, no interest rate applies.
Highest Cashback	None – the Trustee Card does not offer any cashback rewards.
Entry-Level Cashback	None – no cashback is provided at any level.
Entry-Level Cashback Monthly Cap	N/A – since no cashback is offered, no monthly cap applies.
Daily Spending Limit	5,000 EUR – the maximum amount that can be spent per day is capped at 5,000 EUR.
Daily ATM Withdrawal Limit	N/A (Virtual?Only Card) – as the card is issued solely in virtual form, ATM withdrawals are not available.
ATM Withdrawal Fee - Fixed Local	N/A – not applicable for a virtual?only card.
ATM Withdrawal Fee - Percent Local	N/A – not applicable since no ATM withdrawals are possible.
ATM Withdrawal Limit Monthly - Basic	N/A – the card does not support ATM withdrawals.
No Fee ATM Withdrawal Monthly - Basic	N/A – not applicable for a virtual?only card.
Card Form Mechanism	Virtual?Only – the Trustee Card is issued solely in digital form and is delivered instantly after KYC completion.
Attached to a Bank Account	No – Trustee Global does not offer a bank account with this card.
Bank Account Offered	No – there is no associated bank account provided with the Trustee Card.
Bank Account Country	N/A – not applicable since no bank account is offered.
Bank Account Type	N/A – not applicable.
Can Receive From Third Party	No – without a bank account, the card cannot receive third?party fiat deposits.
Availability	Available for residents of Poland – the Trustee Card is offered to Polish residents (and other European users as indicated).
Region	Europe – the card is tailored for the European market.
Crypto Asset Management	Custodial – Trustee Global stores your crypto keys on your behalf, providing managed asset security.
Cost to Order Physical Card	N/A – the card is virtual?only and no physical card is provided.
Cost to Order Virtual Card	Free – there is no additional fee to obtain the virtual card.
Full Spread	~1% – the total crypto-to-EUR conversion cost, including all fees and spreads, is approximately 1%.
Load Fee	0% – no fee is charged when loading (topping up) the card.
Sell Spread	~0.5% – a sell spread of approximately 0.5% is applied during crypto conversion.
Transaction Fee	0% – no extra transaction fees are charged.
BIN Number	55577080 – as printed on the back of the card.
Issuing Country	Poland – the card is issued in Poland.
Validity Period	5 years – the Trustee Card is valid for 5 years from the date of issuance.
Card Network (Visa or MC)	Visa and MasterCard – the Trustee Card is issued on both networks, ensuring global acceptance and secure transactions.
Card Type (Debit or Credit)	Дебетова картка функціонує виключно як дебетова картка.
Apple Pay/Google Pay Availability	Google Pay support is not explicitly mentioned., Apple Pay Enabled – the card supports Apple Pay
Recharge Methods (SEPA, SWIFT, P2P)	Not Applicable – the Trustee Card is connected directly to your crypto coin balance on the Trustee Global platform, so traditional fiat recharge methods (e.g., SEPA, SWIFT, P2P) do not apply.
KYC Requirements (Levels)	Mandatory KYC Identity Verification is required to activate the card, specific verification levels are not detailed.
Instant Conversion	Yes – Trustee Card converts your crypto instantly to EUR at the time of purchase.
Fiat Supported (EUR/USD/GBP etc.)	Euro (EUR) – the card is denominated in and transacts solely in Euro.
Crypto Cashback	None – the Trustee Card does not offer any crypto cashback rewards.
Crypto Deposit Fee	Not specified – no additional fee information for crypto deposits is provided.

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