Name: Nexo Card
Brand: Ledger
Availability: InStock
Rating: 8.1 (5623 reviews)

World rating

7.4

Rating in Europe

9.3

Brand reliability rating

9.5

Rating by fees and limits

4.7

Customer service rating

6.6

Pros:

Cons:

Description

Ledger CL Card [EU] continues Ledger’s hardware wallet philosophy by integrating self-custody into a spending solution. Funds remain secured via hardware, while users earn 1–2% crypto rewards. However, coin support is limited, making it a top-tier option for security-conscious users who only need access to select assets.

Main characteristics

Name	Value
Support for Stablecoins	Yes – The card supports stablecoins such as USDC and USDT among its accepted cryptocurrencies.
Beneficiary	The beneficiary is the cardholder (issued in the cardholder’s name).
Card Issuer	Optimus Cards
Denominated In	Euro (EUR) and British Pound (GBP) – The card supports these major European currencies.
Supported Cryptocurrencies	BTC, ETH, LTC, USDC, USDT, XRP
Supported Countries	Available in 31 European countries (e.g., Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom).
Foreign Exchange Fee	1.5%
Crypto to Fiat Conversion	Automatic conversion on every purchase – The card converts crypto to fiat on demand at the point of sale.
Monthly Fee	0.00 EUR
Monthly Inactivity Fee	0.00 EUR
Interest Rate	Not applicable – As a prepaid card, no interest rate applies.
Highest Cashback	Up to 2% cashback on every purchase for premium users.
Entry-Level Cashback	2% cashback for entry-level users.
Entry-Level Cashback Monthly Cap	4,500 EUR
Daily Spending Limit	15,000 EUR per day.
Daily ATM Withdrawal Limit	2,000 EUR per day.
ATM Withdrawal Fee - Fixed Local	Approximately 3 EUR fixed fee (plus operator fee, roughly 3 EUR extra on a typical 200 EUR withdrawal, totaling around 10.5 EUR).
ATM Withdrawal Fee - Percent Local	Approximately 5.3% of the transaction amount (e.g., ~10.5 EUR on a 200 EUR withdrawal).
ATM Withdrawal Limit Monthly - Basic	Not specified – The card does not offer a free monthly ATM withdrawal allowance.
No Fee ATM Withdrawal Monthly - Basic	Not applicable – No free ATM withdrawals are provided.
Card Form Mechanism	Physical Only – The card is available solely in physical form (mailed after KYC verification, no virtual card is offered).
Attached to a Bank Account	No – This prepaid card is not attached to a bank account.
Bank Account Offered	None.
Bank Account Country	N/A
Bank Account Type	N/A
Can Receive From Third Party	No – The card does not support third-party deposits.
Availability	Available in 31 European countries.
Region	Europe
Crypto Asset Management	Custodial management – Your crypto keys are securely stored on your behalf.
Cost to Order Physical Card	Not specified.
Cost to Order Virtual Card	Not applicable – Only a physical card is offered.
Full Spread	Approximately 2.25% (total crypto-to-fiat cost).
Load Fee	Not specified.
Sell Spread	Approximately 0.25%.
Transaction Fee	0%
BIN Number	53729504
Issuing Country	United Kingdom
Validity Period	3 years
Card Network (Visa or MC)	Available on both Visa and MasterCard networks, ensuring global acceptance and secure transactions across numerous merchants and ATMs.
Card Type (Debit or Credit)	Prepaid Card – Ledger CL Card is a prepaid solution linked directly to your crypto balance on the Ledger platform.
Apple Pay/Google Pay Availability	Apple Pay enabled for contactless payments, Google Pay is not explicitly mentioned.
Recharge Methods (SEPA, SWIFT, P2P)	Not applicable – The card is topped up via your Ledger platform (no traditional SEPA/SWIFT/P2P methods apply).
KYC Requirements (Levels)	Mandatory KYC Identity Verification is required before activation.
Instant Conversion	Yes – The card performs instant, on-demand conversion at every purchase.
Fiat Supported (EUR/USD/GBP etc.)	Euro (EUR) and British Pound (GBP).
Crypto Cashback	Up to 2% cashback (entry-level rate is 2%).
Crypto Deposit Fee	Not applicable – The prepaid card does not support deposits.

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