Coinbase Card EU
Description
Coinbase Card EU is tailored for those deeply embedded in the Coinbase ecosystem. With over 200 cryptocurrencies supported and real-time conversion at checkout, it offers seamless integration with the platform. However, it lacks mobile wallet support and charges relatively high fees, making it best suited for users who prioritize convenience within the Coinbase environment over cost-efficiency.
Main characteristics
| Name | Value |
|---|---|
| Support for Stablecoins | Not Specified – the text does not explicitly mention support for stablecoins. |
| Beneficiary | Card issued in the cardholder’s name – the Coinbase Card is personalized and linked to your crypto balance. |
| Card Issuer | Paysafe Payment Solutions – as stated on the back of the card. |
| Denominated In | Euro (EUR) – the card is denominated exclusively in Euro. |
| Supported Cryptocurrencies | Supports 235 cryptocurrencies (as indicated by “Show All (235)”) – offering one of the broadest selections in the market. |
| Supported Countries | Available in 31 countries – for example, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, etc. (see “Show All (31)”). |
| Foreign Exchange Fee | 2.49% – a relatively high fee compared to competitors. |
| Crypto to Fiat Conversion | Auto on Every Purchase – the card automatically converts crypto to EUR at the time of purchase. |
| Monthly Fee | 0.00 EUR – there is no monthly fee. |
| Monthly Inactivity Fee | 0.00 EUR – no fee is charged for inactivity. |
| Interest Rate | N/A – as a debit card, no interest rate applies. |
| Highest Cashback | None – the card does not offer any cashback rewards. |
| Entry-Level Cashback | None – no cashback is provided at any level. |
| Entry-Level Cashback Monthly Cap | N/A – since no cashback is offered, there is no monthly cap. |
| Daily Spending Limit | 2,500 EUR – the maximum daily spending limit is capped at 2,500 EUR. |
| Daily ATM Withdrawal Limit | 1,000 EUR – you can withdraw up to 1,000 EUR per day from ATMs. |
| ATM Withdrawal Fee - Fixed Local | Approximately 3 EUR – this represents the approximate operator fee applied at local ATMs. |
| ATM Withdrawal Fee - Percent Local | 1.5% – Coinbase applies a 1.5% fee on ATM withdrawals. |
| ATM Withdrawal Limit Monthly - Basic | Not Offered – the card does not include a free monthly ATM withdrawal allowance. |
| No Fee ATM Withdrawal Monthly - Basic | None – Coinbase Card does not offer any fee-free ATM withdrawal limit. |
| Card Form Mechanism | Both Physical and Virtual – you can obtain either version. The virtual card is instantly available after KYC, and activating a physical card will replace the virtual version. |
| Attached to a Bank Account | No – Coinbase Card is not linked to a traditional bank account. |
| Bank Account Offered | No – Coinbase does not offer an associated bank account with the card. |
| Bank Account Country | N/A – since no bank account is provided, this does not apply. |
| Bank Account Type | N/A – not applicable. |
| Can Receive From Third Party | No – without an associated bank account, third-party fiat deposits cannot be received. |
| Availability | Available for residents in Europe – supports users in 31 European countries and is available for residents of Poland. |
| Region | Europe – the card is tailored for the European market. |
| Crypto Asset Management | Custodial (stores crypto keys on your behalf) – Coinbase manages the crypto assets for you. |
| Cost to Order Physical Card | Not Specified – no additional cost information is provided, typically, such cards are offered free of charge unless stated otherwise. |
| Cost to Order Virtual Card | Not Specified – likely free, as the virtual card is instantly available after KYC. |
| Full Spread | ~4% – the total crypto-to-EUR conversion cost, including all fees and spreads, is around 4%. |
| Load Fee | Not Specified – no additional load fee is mentioned (assumed to be 0%). |
| Sell Spread | ~1.5% – a sell spread of approximately 1.5% is applied during crypto conversion. |
| Transaction Fee | 0% – there are no extra transaction fees for card usage. |
| BIN Number | 43196000 – the BIN printed on the card. |
| Issuing Country | Bulgaria – the card is issued in Bulgaria. |
| Validity Period | 3 years – the card remains valid for 3 years from the date of issuance. |
| Card Network (Visa or MC) | Visa and MasterCard – the card is issued on both networks, ensuring global acceptance and secure transactions. |
| Card Type (Debit or Credit) | Debit Card – Coinbase Card functions solely as a debit card. |
| Apple Pay/Google Pay Availability | Not Enabled – Apple Pay is not supported (Google Pay is not explicitly mentioned). |
| Recharge Methods (SEPA, SWIFT, P2P) | Not Applicable – the card is linked directly to your chosen crypto balance on the platform, traditional fiat recharge methods (SEPA, SWIFT, P2P) do not apply. |
| KYC Requirements (Levels) | Mandatory KYC Identity Verification is required to activate the card, specific verification levels are not detailed. |
| Instant Conversion | Yes – conversion occurs automatically at the time of purchase. |
| Fiat Supported (EUR/USD/GBP etc.) | Euro (EUR) – the card is denominated in and transacts solely in Euro. |
| Crypto Cashback | None – Coinbase Card does not currently offer any cashback rewards. |
| Crypto Deposit Fee | Not Specified – no information is provided regarding fees for crypto deposits. |
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